Financial Planning

No one knows your plans for the future better, so by listening to you, we gain a deep understanding of your priorities and concerns. Backed by a deep foundation and knowledge of your plans, we bring our experience and expertise to help you make the most informed financial decisions. Your insight will show us where you are now, and allows us to provide guidance towards to where you want to be in the future.

Family and Business Protection

How will your family or business cope in the event of an early death? What happens if you are unable to work due to illness or injury? How important is it for you to protect your family or your business?

Through our review process we can help you see the financial impact of events such as a premature death or a serious illness. By understanding your priorities, we help you put the right plans in place to protect what’s important to you.

Our proactive approach means we can help anticipate potential issues and opportunities along the way, and give you the sound advice you need to achieve your goals. So when the time is right and you’re looking for an investment opportunity, we’ll be there to guide you.

Take control of your financial future

Feel comfortable about your investment decisions. Our investment approach promotes control through proper understanding of your risk profile. We have designed our Investment Guide, to help you understand the steps you should consider before making an investment. Included in this is our Investment Philosophy which outlines how we believe money should be carefully diversified and promotes control through a proper understanding of your need, capacity and tolerance for risk.

We understand that managing your finances can be difficult. You’ve worked hard to get to where you are today. You want to secure what you’ve built and know that it will be protected and sustain your family when you retire.

You want to look the future in the eye and confidently say, ‘I’m ready’. Having a plan in place means that you can do exactly that. At ifac, we understand that no two businesses and no two individuals are the same, so we spend a lot of time listening to you and learning about your circumstances before we make any recommendations. Only when we have a thorough grasp of your unique situation do we start plotting your financial future. This tailored approach is of huge benefits to our clients.

Your pension savings plan is designed to help provide you with income later in your life. Although there are many different types of pensions, the most common types of plans are Personal Pensions and Executive Pensions.

Pensions review

As part of our comprehensive retirement planning service we analyse any existing or frozen pensions, to ensure that they are still providing value for money in terms of cost, performance, investment risk and choice. Pensions contributions also benefit from tax relief, which can help boost retirement savings and make pension planning an attractive option for many people.